Call us today!
(800) 764-0844
Live Chat

ACH Processing

The ACH pricing listed below is standard pricing per account and can be reduced based on volume. We find that each customer is unique and could require a custom pricing package. Contact us for a pricing quote for your specific needs. Call 1-800-764-0844 or email us at sales@InstantPayments.com today!

ACH Pricing Matrix

  Price
Monthly Support Fee $19.95
Per ACH Debit or Credit $0.49* (Volume Pricing Available)
Per ACH Return $2.50
Per ACH Not Authorized Return (Chargeback) $7.00
Per Batch Settlement $0.35
Per Notice of Change Free

Contact Us

Merchant Services

The Merchant Account pricing listed below is standard pricing per account and can be reduced based on volume. We find that each customer is unique and could require a custom pricing package. Contact us for a pricing quote for your specific needs. Call 1-800-764-0844 or email us at sales@InstantPayments.com today!

Merchant Services Pricing Matrix

  Interchange Plus** Flat Rate***
Monthly Service Fee Free Free
Per Card Authorization and AVS $0.24 $0.28
Monthly Minimum $25.00 $25.00
Service Fee 0.25% Free
Interchange Actual Card Interchange 2..85%

Virtual Terminal available upon request. Quickly and easily turn your computer into a terminal giving you the ability to take payments anywhere. Addional fees may apply.

**Interchange Plus pricing - Actual card interchange per card is charged in addition to the Service Fee. Visit the Visa and Mastercard sites to view a copy of the most recent interchange rates.
***Flat Rate Pricing - Don't worry about all the different types of cards and the confusing interchange rates. Pay a flat 2.85% of the transaction amount  plus $0.28 per transaction, no matter what type of a card is used.
****Card Pricing is for Visa, MasterCard, and Discover. American Express is available upon request.

Pricing Comparison

  PayPal™ Express*

Instant Payments NewtPay™

PayPal™ Pro*

Instant Payments NewtPay™ PRO**

Rate 2.90% 2.85% 2.90% 2.19%
Per Transaction $0.30 $0.28*** $0.30 $0.26***
Setup Free Free Free Free
Monthly Fees No monthly fees No monthly fees $30/month $15/month
Annual or Cancellation Fees No No No No

*Rate may differ based on processing volume
**Proposal to client may be below published rates if current processing statement is provided
***Includes 5¢ AVS fee
$2.85 monthly Regulatory Fee (1099-K) will apply. Monthly Pass-through VISA Fixed Acquire Network Fee (FANF) will apply.

Questions?
Call and Speak with a Specialist

1-800-764-0844

Includes: